The Home Protection

Self-Assessment

1. If your income stopped for the next 90 days, could your family stay in that home?

Yes ☐

No ☐

Maybe ☐

2. If something happened to you, who would pay the next 6–12 months of rent or the mortgage?

My income (not promised) ☐

My savings (would drain quickly)☐

Someone else (not guaranteed) ☐

I don’t know ☐

3. If you’re renting, would your children have to move schools if you weren’t here to pay the rent?

Yes ☐

No ☐

I’ve never thought about that ☐

4. If you’re a homeowner, could your spouse or kids afford the mortgage on their own?

Yes ☐

No ☐

Unlikely ☐

5. Does your family have a plan to pay for: funeral costs, debts, and living expenses if something happened tomorrow?

Yes ☐

No ☐

Not really ☐

6. Do you currently have any way to replace your income instantly if life hits unexpectedly?

Yes ☐

No ☐

7. If you got sick or injured and couldn’t work, who keeps the lights on, food in the fridge, and a roof over everyone’s head?

Me ☐

My family ☐

Nobody ☐

No plan in place ☐

8. How long would your household survive financially without your income?

1 week ☐

1 month ☐

3 months ☐

6 months ☐

A year or more ☐

9. Do you want your family to inherit stability — or stress — if something happened to you?

Stability ☐

Stress ☐

I want stability, but I don’t know the steps ☐